This will be a compilation of the best credit cards of 2019 and beyond . Many people own different types of credit cards but they are a blessing and a curse at the same time. Having credit cards allows you to increase your credit score and give you some purchasing power . However, they can …
In order to accurately assess your budget, you have to assess your assets and liabilities and make sure your assets are greater than your liabilities . Figuring out your budget is the first step to start in any project whether it’s business whether it’s at home or for students. As soon as you are able …
A Loan and other kinds of credit are great financial tools, if used and wielded wisely. In this debt-addicted society, most people seem to forget that taking out a loan of any kind is a huge responsibility- one that can significantly impact your life for the better… or for the worse. Here, we’ll look take …
The best house resale upgrades for your NOT forever house are the ones that bring in the most increase in house value. The more you can increase the price of your house by doing these upgrades the better you have a chance of making money when you sell it. Continuing the series of articles about …
Buying your first house is one of the most , if not the most important life decision for a middle class family. But there are some things you should consider before attempting to buy a house. There are many families that think they need to buy a house , when they cant . And there …
A 401(K) is a type of retirement account that allows you to invest in the stock market pre tax and defers that payment until your retirement. Retirement accounts are miracles in the modern world, They efficiently insured people future by putting money today and investing it all the way until age 60+. The amount invested …
Buying a house is exciting, but it’s a long process that can be filled with emotional highs and lows. If home buyers make too many of their decisions based on emotions alone, they’ll run the risk of buying a home that leads to financial strain and regrets. First time buyers can find the process of …
Emergency funds are dynamic accounts that range from $2000 equivalent to a hospital E.R visit up to 6 months of expenses in case of a job loss. Typically they are left in a savings account earning 2% interest. Keeping your mind at peace against inflation . It’s meant to give you a feeling of safety …
Financial Independence is to live stress free because you have Savings so even if you lose your job you would still be able to provide for your family . These Are the steps : Make a Budget Build your emergency Fund Get you 401(K) Company Matching Pay off your Debts Open a Roth IRA With …
The working class in America is salary or wage labor that illustrates manual and industrial work includes blue-collar jobs and most pink collar jobs . It usually means people exchanging their physical labor for money. There’s a lot of talk about America’s middle class or working class, which many people feel is shrinking. However, there isn’t …
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